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Financial Coach

Financial Coaching Is a Collaborative, Educational Engagement That Empowers You to Achieve Financial Freedom.

There’s no secret to building wealth. Spend less than you earn and invest the difference wisely. Everyone knows that.

The problem isn’t knowing what to do – the problem is getting it done. Financial coaching bridges that gap by providing a powerful, professional partnership designed to produce action.

It can save you time and money by helping you avoid the many dangerous pitfalls and dead-end paths on the road to financial freedom.

Financial coaching can also accelerate your wealth building by taking the most efficient, effective actions toward achieving your goals.

The need of a financial coach

You don’t need to have thousands of rupees in assets to work with a financial coach. In fact, most clients are in debt, have little in savings and have poor spending habits.

Perhaps you’ve tried to make a budget, but just can’t stick to it. Maybe you make enough money, but can’t figure out how to build an emergency savings fund. Or maybe you have so much debt between credit cards and loans that you don’t know the best way to pay it off.

A financial coach can help you structure your budget, build a financial plan and hold you accountable throughout the process. Often, clients have deep-seated emotions around money. Financial coaches help their clients to identify, understand and work through those emotions.

Difference between a coach and an advisor

An investment coach is a financial professional who goes beyond typical financial planning and advice to help you identify your investment philosophy, understand your investment strategy, and provide discipline throughout your investment experience. A coach will not only help you identify the right strategy, but will help you stay disciplined so that you can keep your investments on track thus achieving the results you want.

An advisor provides options for developing an investment portfolio to build wealth for their clients to meet future financial goals. They typically charge their fees based on a percentage of asset under management, as opposed to coaches who typically charge a flat retainer fee. Advisors often require a minimum asset level to begin service.

We have often said that the traditional financial planning model is broken. Interestingly, the old traditional model has become the source of many problems for people seeking investing advice. Although people naturally seek out a planner to assist with their financial affairs, we find that the heart of the planning problems lies in the way that the planning is carried out over time.

Competencies of Successful Investors

For becoming a successful investor, one needs to have the following 3 E’s besides hiring a financial coach.


Successful investors have a baseline level of financial literacy. They understand the mechanics of evaluating, buying and selling stocks and ETF’s. They also understand the behavioural aspects of investing. They are very aware of the various emotional biases that can cloud their decision making.

I need to be clear here. I am not talking about having an Ivy League education or some upper echelon form of financial training like an MBA, or pHD or CFA. You don’t need that. You do need to have a fundamental understanding of principles of how stocks work, how stocks behave and how to analyze and evaluate them. An Investment Coach, I will increase your financial literacy of stocks and ETF’s.


People have a hard time with investing because they simply just don’t do it enough. At the most, people are actively looking at how their money is working when they receive quarterly statements and even then they have a hard time understanding if they are going in the right direction. We don’t commit the time to learn and practice investing. If we’re not engaged in the investing process, we will not receive meaningful feedback (which is ironic because technology gives us real-time feedback on the progress of our portfolios) and we will be less likely to improve our development. As an Investment Coach, I will engage with you and practice right with you in real-time to make sure you have a firm grasp of the core principles of investing and making sure you can apply those principles in real-time to make investment decisions successfully.


When we increase our education and literacy level and when we start practicing and engaging in the process of investing, another competency will develop which is empowerment. The more we engage practice making decisions in buying and selling investments, the more experience we will get and that leads to confidence. Confidence does not mean chest-thumping and bragging. Confidence implies you develop a comfort level for the process and a process that works for you. When you make decisions, you don’t hesitate. As Investment Coach I will support you and empower you to increase your chances of making successful investment decisions.

Competencies of Successful Investors